Medical Identity Monitoring

Medical Identity Theft is becoming an increasingly common issue, and if you’re not constantly monitoring claims being made to your account, you’re risking the effects of fraudulent medical claims.

Did you know? Healthcare data breaches occur nine times more than financial data breaches, which leaves consumer health information exposed.¹ Unfortunately, remediation for this type of identity theft is oftentimes difficult which can cause even further issues like inaccuracies in health records which may then lead to delay in treatment and even misdiagnosis.² It’s a terrible domino effect.

Knowing these facts help us understand what we need to do to protect ourselves. While reviewing your medical claims may be a simple task, completing that task only adds yet another thing to do in your already busy schedule. Even if we were to try and stay on top of this, many of us wouldn’t be as diligent as we should be.

That’s why IDSeal includes Medical Identity Monitoring in each full-spectrum plan. All that you must do is add your Medical ID for IDSeal to begin monitoring. Then, IDSeal takes it from there!

How Medical Identity Monitoring Works

This feature works to detect medical identity theft by monitoring new medical claim activities every day. Then, you’re given control to determine if the claims are legitimate or fraudulent. Claims are made by you? Great! If they aren’t, we’ll let you know the next steps that you should take.

Medical Identity Fraud doesn’t have to happen to you. If you’re not yet an IDSeal subscriber, visit our Protection & Plans page to learn more or sign up!

 If you are a subscriber and haven’t added your information in yet, go ahead and login to your Member Portal.  Once logged in, click on “Identity Monitoring” then “Medical Identity Monitoring” to get started. Follow the prompts after that. 

¹ Forbes “The Real Threat Of Identity Theft Is In Your Medical Records, Not Credit Cards

² Ponemon Institute, 5th Annual Study on Medical Identity Theft

1It is not possible to prevent all identity theft or cybercrime, or to effectively monitor all activity on the internet. IDSeal cannot and does not guarantee complete protection against cybercrime or identity theft. IDSeal does not monitor the activities of all financial institutions, or all activities of any particular financial institution. Review the IDSeal Terms and Conditions for specific details regarding IDSeal services.

2The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description provided in the Summary of Benefits is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

3Recurring pricing shown excludes applicable sales tax. By enrolling as an IDSeal member under any plan, you authorize IDSeal to charge your payment method (credit/debit card) on a recurring basis for the fees associated with your membership plan. Review the IDSeal Terms and Conditions for important information regarding your membership, including your membership term, and your right to cancel; and review the IDSeal Privacy Policy for information regarding how IDSeal collects and processes your information.

4The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax®, Experian® and TransUnion®. Any one bureau VantageScore mentioned is based on Experian data only. Please see the IDSeal Terms and Conditions for more information on credit scores.

5IDSeal Pro-Tec provides tools and resources to protect your data and identity, but no one can prevent all cybercrime or identity theft. Your own efforts are important to prevent unauthorized access to your personal information.

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