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06/11/20

Identity Theft and Social Media Hazards

Amazon, Fortnite, Netflix, Facebook, Spotify, and Tik Tok. What do all of these things have in common? The answer: more than you think. They each have your email address, most have your credit card information, your cell phone number, billing and shipping addresses, and I’m willing to bet you’ve spent more time on these sites over the past few weeks than you do on average. There is a misconception that identity theft only happens through credit card skimmers, phishing emails, data breaches, or going to websites that do not have decent security standards. While that does happen, the real danger lies in your password choices and the information you willingly give out. You would be amazed at what someone can find out about you with something as simple as a Facebook quiz.

How can a Facebook quiz expose you to identity theft? Well, if you look at some current Facebook trends, quizzes and surveys that are circulating, they are all asking you to tell people things like the last 5 places you’ve lived, different names you have gone by, and other personal information.  What many people don’t realize is that the answers to a lot of those questions are the same answers to security questions that are set up in case you forget your password! In a time where we’re trying to stay close to each other over the internet, it’s important to be mindful that what we think we’re telling one person is being told to potentially millions.

It’s easy to forget that when you or anyone else in your family is on Facebook, Instagram, Tik Tok, or any other site, that you are not only communicating with your circle of friends, but you are also opening up your private world to the public. At any given time, there are millions of users online, and they’re all faceless. This goes without saying, but just because their Facebook page looks like someone you know does not mean it’s them. Remember don’t post or send personal information over social media, webcam meetings, or online gaming.

If you’re concerned about oversharing on social media, link your accounts to your IDSeal account. IDSeal will alert you of oversharing or posted information that could be damaging to your reputation. IDSeal monitors the Dark Web 24/7 making sure if your data is found you have the tools, knowledge, and customer care team to help you take steps to secure your information. If you feel like one of your social media accounts might have been compromised or want more information on how we monitor your social media accounts reach out to our customer care team today!

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1It is not possible to prevent all identity theft or cybercrime, or to effectively monitor all activity on the internet. IDSeal cannot and does not guarantee complete protection against cybercrime or identity theft. IDSeal does not monitor the activities of all financial institutions, or all activities of any particular financial institution. Review the IDSeal Terms and Conditions for specific details regarding IDSeal services.

2The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description provided in the Summary of Benefits is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

3Recurring pricing shown excludes applicable sales tax. By enrolling as an IDSeal member under any plan, you authorize IDSeal to charge your payment method (credit/debit card) on a recurring basis for the fees associated with your membership plan. Review the IDSeal Terms and Conditions for important information regarding your membership, including your membership term, and your right to cancel; and review the IDSeal Privacy Policy for information regarding how IDSeal collects and processes your information.

4The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax®, Experian® and TransUnion®. Any one bureau VantageScore mentioned is based on Experian data only. Please see the IDSeal Terms and Conditions for more information on credit scores.

5IDSeal Pro-Tec provides tools and resources to protect your data and identity, but no one can prevent all cybercrime or identity theft. Your own efforts are important to prevent unauthorized access to your personal information.

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